OUR PARTNER

Heather Walker, Escrow Officer

Exceeding Your Expectations

Heather WalkerChoosing an escrow company that will treat your closing with personal attention and the highest level of customer service is a crucial component of your timely closing. Your Escrow Officer must meet every deadline and understand each factor in your transaction. Heather Walker understands that every sale has its own unique combination of circumstances, and she possess the education and experience to overcome both the anticipated and unforeseen

Heather serves as the communication link to all parties in the transaction.  She prides herself on providing a superior quality service which ensures you that your escrow will be smooth and professional.  Her experience is not limited to the ordinary; she provides the following types of escrow transactions.  Heather will go out of her way to ensure that your transaction is completed per your instructions and above your expectations.

Driving the Real Estate Process

The role of escrow in the sale or purchase of a previously owned home is to ensure the following steps and requirements are met by all parties involved in the real estate contract:

  • Both the Buyer and Seller complete all forms and instructions necessary to complete the transaction, including documentations required by federal, state and local governments
  • The Buyer deposits funds sufficient to meet the total sales price plus costs. (Usually, some of the funds are obtained through new lender financing, although Buyers sometimes assume the Seller's current loan, obtain financing directly from the Seller or pay all cash.)
  • The Buyer furnishes any documentation required by the new lender, such as evidence of new fire insurance coverage for the property
  • The Seller deposits a deed to the property in favor of the Buyer. (This is generally prepared by escrow.)
  • The Seller furnishes all required disclosure reports and the governing documents of any applicable Homeowners Associations
  • The new lender deposits loan proceeds. Once all conditions of the escrow have been met, the deed is recorded to transfer the ownership interest in the property to the Buyer (other documents may also be recorded at this time, including a trust deed, which is the lender's security document), and net proceeds are paid to the Sellers